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Can a debt collector call my family and friends?
There are times when people struggle to pay their bills. There just is not enough money coming in to make all the payments. Can debt collectors call family and friends to share the sometimes humiliating news that someone cannot pay? Simply stated the answer is no. This does not mean that debt collection never stoops [...]
Read Full Post | Make a Comment ( None so far )An Overview: Legal Rights Against A Harassing Debt Collector
It is a indisputable fact that debt happens — especially in periods of economic downturn such as being experienced today. Yet, few borrower/debtors know that even if they are truly responsible for their unpaid debt they still have very definite legal rights which have been instituted by the Federal government in a legislation known as [...]
Read Full Post | Make a Comment ( None so far )How to Respond to Debt Collector Calls
No one likes to answer the phone and find him or herself talking to a debt collector, but if it happens to you, there are some techniques you can use to end debt collector harassment and get the collection agency off your back. 1. Stay Calm If you allow yourself to get upset and flustered, [...]
Read Full Post | Make a Comment ( None so far )Midland Funding LLC Dropping Over 10,000 Debt Collection Cases
With the recent statements in the news being printed about Midland Funding LLC and how they were illegally acting as a debt collection agency without the proper state license that was needed, many of the consumers in Maryland are going to be able to eliminate some of their debts. Over 10.2 million dollars in consumer [...]
Read Full Post | Make a Comment ( None so far )How Credit Card Debt Is Bought And Sold
The average person would be very surprised to learn that junk debt or unpaid credit card debt purchasing is a big business. When a consumer does not pay a credit card bill, eventually, the company will sell that debt to a debt collection agency. There are agencies that just purchase such debt which are called [...]
Read Full Post | Make a Comment ( None so far )Is it Legal to have Your Boss Contacted by Debt Collectors?
The Consumer Credit Protection Act categorically provides under Title VIII the FDCPA of United States, otherwise known as Fair Debt Collection Practices Act of 1978. The Federal Trade Commission is a regulating body to ensure strict compliance of the provisions of FDCPA. The Act is enacted to protect equally the fair debt rights of both [...]
Read Full Post | Make a Comment ( None so far )5 Tips for Dealing with Unethical Debt Collectors
Debt collection calls and collector harassment letters are definitely frustrating but before contacting a debt attorney there are things you can and should do on your own. Few people realize there are rules and regulations debt collectors must adhere to especially where collector harassment is concerned. There is a difference between in-house collectors and 3rd [...]
Read Full Post | Make a Comment ( None so far )How to stop harassing debt collection calls and letters
When it comes to debt collector harassment, it seems the calls never stop coming. Collectors will call and send you letters anytime, harassing and threatening you until you are able to pay off you debt. This can be a very stressful period in your life and very difficult if you do not have the means [...]
Read Full Post | Make a Comment ( None so far )Minnesota Cracks Down on Debt Collectors
The Commerce Commissioner of Minnesota, Mike Rothman, has informed eight of the largest debt collection agencies in the state that they are in non-compliance with the law. Mr. Rothman has stated that these debt collectors have failed to screen their employees for criminal activity, and that 1 in 12 employees in these firms have a [...]
Read Full Post | Make a Comment ( None so far )Debt Help Lawyers Can Give You Hope
The time has come when many people are facing insurmountable debt. This can cause you to feel completely alone and as if there is no way out. Debt help lawyers can give you the tools you need to finally take control of this debt and begin the process of getting out of debt and staying [...]
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