Archive for March, 2010
Do I Need a Bankruptcy Attorney?
When filing for bankruptcy you are under no obligation to hire an attorney, but it is always a good idea to do so. If you try to face up to this predicament alone, you may find it is the worst decision you have ever made in your life. Since the Bankruptcy Abuse Prevention and Consumer [...]
Read Full Post | Make a Comment ( None so far )Alternatives to Bankruptcy
In many situations, filing for bankruptcy is the last result for solving debt problems. In others instances it will make the most sense, however, another course of action makes more sense. This article outlines your main alternatives. Stop Harassment from Creditors If your main concern is that creditors are harassing you, bankruptcy is not necessarily [...]
Read Full Post | Make a Comment ( None so far )2009 Stats on Debt Collection Harassment Complaints
Consumers filed nearly 120,000 complaints against third party debt collection agencies and creditor collection operations in 2009, according to a recent report from the Federal Trade Commission, the accounts receivable management industry’s chief regulator. Of these 120,000 complaints, the most common complaint making up 21% of the total were related to identity theft and following [...]
Read Full Post | Make a Comment ( None so far )New Credit Card Laws – What you Should Know
NEW YORK - (BY CANDICE CHOI AND EILEEN AJ CONNELLY, AP) The new credit card law is finally here. Starting Monday, banks will need to abide by new regulations on terms and disclosures. The idea behind the landmark law was to prevent banks from using practices that often dug borrowers deeper into debt. A look at [...]
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