Comments on: North Carolina Debt Collection Laws

By: stopdebtcollectors

stopdebtcollectors — Tue, 23 Nov 2010 11:24:01 +0000

Yes, all licensed attorneys will have a bar number for the states/areas they are licensed in.

By: Keith Mistler

Keith Mistler — Sat, 20 Nov 2010 02:01:37 +0000

Does the license number apply to an attorney that is trying to collect the debt?

By: stopdebtcollectors

stopdebtcollectors — Mon, 29 Mar 2010 21:32:07 +0000

The statute of limitations in North Carolina to file a lawsuit for breach of contract is three years from the date the contract was breached. Normally, a credit card account will fall under this category because there is a written agreement which governs the terms of use and billing for the account. The date of breach would be the date the first payment was not made when it came due. However, if a payment is made before the three years are up, this will normally re-start the three-year limitations period. Please understand there are many variables which can affect the limitations period, so I would seek the advice of a lawyer to determine how it applies to your particular situation. If you are being contacted regarding a debt that you think is beyond the statute of limitations, click to speak to an attorney for a FREE consultation to see if you have a case.

By: Ed Crawford

Ed Crawford — Sun, 28 Mar 2010 21:41:25 +0000

How long is the statute of limitations on collection of debts in North Carolina? I was told 3 years. I am particularly interested in consumer or credit card accounts that might be pursued by third parties or original creditors.