Archive for July, 2009

What Isn’t Covered by the FDCPA?

Posted on July 20, 2009. Filed under: FDCPA | Tags: , |

You may be surprised to learn that the FDCPA does not cover all debt collection actions. Here are a few examples that do not apply.
Collections by a creditor collecting their own accounts may not be covered by the FDPCA.
The law defines a debt collector as someone whose principal business is collecting the debt due to [...]

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Frequently Asked Questions about Collectors’ Calls

Posted on July 14, 2009. Filed under: Debt Collectors, FDCPA | Tags: , , , , |

The federal Fair Debt Collection Practices Act (FDCPA) protects consumers against abusive collection techniques or harassing tactics. Read the full FDCPA here.

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Tips for Negotiating with Debt Collectors

Posted on July 14, 2009. Filed under: Debt Collectors, Negotiating with debt collectors | Tags: , , , |

When dealing with a debt collector you’re basically going head to head with a professional negotiator. Use these tips to help gain some of the knowledge needed to help you come out ahead.

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Money Rules to Live By

Posted on July 6, 2009. Filed under: Debt Collectors, Debt in America | Tags: , , |

More Americans are living in debt than ever before and with the weakened economy it is more important than ever to reach and maintain financial stability. Here are a few helpful money rules to live by.

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Sleazy Debt Collector Tactics

Posted on July 3, 2009. Filed under: Debt Collector Scams, Debt Collectors | Tags: , , , , , |

The debt collection industry is a growing industry in which agencies increasingly harass and badger consumers in to paying debts, some even debts that they do not owe. The Federal Trade Commission receives more complaints about the debt collection industry than any other industry.
Using harassing tactics, debt collectors often get consumers to pay a debt [...]

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    Bad Debt Collectors – find out what you can do to stop them.

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